IMPORTANT DISCLOSURES

Conflict of Interest Disclosure: Keith Fitz-Gerald, Principal of Keith Fitz-Gerald Research, serves as Portfolio Manager of the Fitz-Gerald Must Have Portfolio® ETF (NYSE Arca: FITZ) and the Fitz-Gerald Must Have Portfolio® and Options Overlay. Keith Fitz-Gerald Research is a separate and independent entity from the Fund and is not affiliated with Foreside Fund Services, LLC or any fund service provider. Readers should be aware of this relationship when evaluating any content referencing FITZ in this publication.

Revised: June 1, 2026