7/17/2025
Anonymous OBA Member Verified Buyer
I Don’t Know What I’d Do Without OBA
I have been an OBA member for 3 years now, it has changed the way I think about investing and made me feel empowered, informed and quite frankly on the cutting edge. What I have done with your advice in the last few years is nothing short of remarkable. There are so many days a year that I look back and say, if I didn't know I'd hear from you, I wouldn't know what to do. Your steady hand and constant positivity is more than appreciated.
7/10/2025
Anonymous OBA Member Verified Buyer
I Wish I’d Found Keith Sooner
I regret that I did not find Keith and the OBA Team a lot sooner; at least a couple of decades ago! I sincerely appreciate what Keith and the team does and the way you present information to those of us who have a less sophisticated understanding of markets, investments, and how the whole shabang works.
6/13/2025
Charles Verified Buyer
Living a very comfortable lifestyle
I have been a follower of yours since even before you started OBA. I can’t thank you enough for your advice. I am retired and live a very comfortable lifestyle thanks to you.
6/9/2025
Anonymous OBA Member Verified Buyer
The OBA has absolutely changed my perspective
I have learnt more about investing in the last 3 weeks of study with Keith's methodology than I learnt in the last 25 years. It has absolutely changed my perspective while providing me with a framework to operate. By following the model portfolio, I am more content and satisfied, knowing that my portfolio is on the right track to meet my long term goals. Secondly, I wanted to acknowledge that the customer support is absolutely phenomenal. You are diligent and patient in your communication with me. I feel comfortable being in the OBA family knowing that my questions are heard, answered in a timely and effective manner.
5/23/2025
Anonymous OBA Member Verified Buyer
"Calm Button" and "Opportunity Button" - Keith's got both!
My wife and I have been OBA members for the past 8 months and the information and especially the "Calm Button" that you consistently have us press and then turn it into the "Opportunity Button" when the world and markets seem upside down is invaluable!
5/9/2025
Anonymous OBA Member Verified Buyer
I find the result amazing!
I joined OBA in January 2023 after retiring from my business and looking for something intellectually engaging. I'd always been fascinated by the market but never had the time to dive in until now. Since starting OBA, my IRA is up 107% and my OBA brokerage account is up 88% - as of today May 7th. I find that to be amazing. I have a whole bunch of Free Trades which I would not have made except for being an OBA member. Thank you.
4/6/2025
Pamela L. Verified Buyer
Zooming out without a doubt
When I saw the headlines and my portfolio this morning it was scary and I was trying to figure out what strategy to use besides panic ;) I decided to do nothing and just wait and see what would play out and that is exactly what you suggested. I have been a member since June of last year it was a Birthday present to myself, the best present I could have given. I have been investing for over 20 years and have taught myself through books and seminars. You are by far the best person out there to help the individual investor.
3/24/2025
Anonymous OBA Member Verified Buyer
Confidence Right to the Bottom Line
I have learned so much following along and this month's issue is particularly instructive. I still feel very uncomfortable with how uncertain investing can be, but now I have a framework for how to deal with the volatility and that has helped enormously with my investing confidence and our bottom line.
3/10/2025
Jim C. Verified Buyer
Best investment yet!
I must say that I often review other various renewal announcements questioning the value received for the money spent, but in the case of One Bar Ahead, I am happy to report this has been one of the best investments I have ever made. Your advice, teaching, & and ongoing guidance has set me on a New Path and there is no looking back.
3/3/2025
Jim T. Verified Buyer
The mindset change has been amazing!
I have been an OBA member for 2 years now. I can't express how thankful I am to have joined the OBA family and to get your insights and experience on a daily, weekly and monthly basis! Specifically, I recently had the opportunity to see the value of one of the tactics you shared. While doing my 2024 tax return, I noticed how much more I had in capital gains and realized gains (non-taxable accounts). I decided to look at the past 5 years of my gains and noticed, prior to 2023, all my "gains" were actually losses. Seems near the end of each year, I'd let go of portfolio losers, often, not knowing why I had even purchased them. In addition, I noticed at the end of an "up year", like 2021, I still only harvested losses, and later, in 2022, saw most of the gains disappear! By leveraging the tactic, I noticed that suddenly, my 2023 and 2024 year-end realized gains were quite significant! Yes, those years were very good investment return years (Thanks OBA!), but based on my past experience, I would have sat on the gains, and likely watched them wither away, only to later take losses. What a game changer! The mindset change has been amazing, to the point that I look forward to taking some gains, even if it means paying more in taxes! Thanks again for the valuable service you provide!
2/10/2025
Jim R. Verified Buyer
This is a 10-Star service hands down!
Hi Keith and Noriko- After reading Five With Fitz for over a year (like a total fanatic mind you), I finally became an OBA member at the end of 2024. I found so much value in the daily updates, I was a little concerned I would not find enough value in the added materials to justify the cost. I decided to give it a try because by following along with the Five With Fitz principles, I had experienced a lot of added success. Previously, I had been a subscriber of another service, and I found myself resonating with Keith's messages day in day out and the positivity he exudes so I made the jump. My hesitation was unwarranted and after just a few months I simply wish I would have found the OBA family much sooner in my life. Better late than never right? Is there a lot of information? Yes. Is it easily understandable? Yes. Is it worth the cost? Most definitely and resoundingly a YES. For me and my family, I just can't say thank you enough. Keith keeps it stupid simple, you just have to follow along. Is a 10-star review a thing? If so, this is a 10-star service hands down. Thanks again for this invaluable service. Time to go play some offense.
2/4/2025
Philip M. Verified Buyer
The Best Investment Subscription - Worth Every Penny, even 5x more
Over the last 20 years of investing, I have subscribed to countless newsletters, advisors and stock gurus. I can honestly say that you are by far the best subscription I have ever had. In all honesty, if you charged 5x the amount you currently do, it would still be well worth it. I so appreciate your honesty in the markets, your calming "voice" when the markets are yelling "turmoil," and your calm approach to the buying and selling. It is so easy to become an emotional investor, but you, more so than anyone I am familiar with, bring a sense of peace and introspection. I (and most certainly my wife) honestly can't thank you enough and you have certainly earned by loyal following for a lifetime.
2/3/2025
Elvis P. Verified Buyer
The Best Bang for your Buck!
I've spent thousands on courses and subscriptions over the last 40+ years and yours is by far the best I've encountered. It's by far the best bang for your buck and the fact you're not constantly trying to upsell, overcharge or gouge your subscribers is truly a blessing. My hat goes off to you and your team. :).
1/13/2025
Jim Verified Buyer
Hesitated at first but ...
I decided to follow the 5 with Fitz for a while but was quite hesitant to subscribe to the One Bar Ahead. Reasons: Annual fee is more money than I care to toss away and I've run into too many advisors who want to manage my money and claim they have a great investment track record with no proof satisfactory for a former Big 8 CPA. So......how did I get over that hurdle? I bought small amounts of several 5 with Fitz recommendations like Palantir ....and after a year I had a mini track record with plenty of profit to justify helping buy gas for Keith's motorcycle subscribing to One Bar Ahead.
1/13/2025
Joel Verified Buyer
I couldn't imagine not having him at my side.
I have been Keith for over 12 years. I couldn't imagine not having him at my side. I find that I wait patiently every Monday and Friday for his awesome expert advice. When an email arrives outside of that, there is usually a major problem. He adds significant comfort. I follow his advice to the "T". I am a pulmonary / critical care doctor and I oversee a level 1 Trauma center's ICU. I know the importance of good leadership, especially when everyone looks to "you" for answers and comfort. This is the level of trust I place in Keith.
1/8/2025
Colleen Verified Buyer
Learning your approach, your categories, and your breakdown will only take me to the next level!
For most of 2024, I wanted to be a paid member and I hesitated. Can you believe I hesitated over $1000 ish dollars when for free I had already benefited by 6 figures! Finally, my husband said just do it!!! I have had the most fun for the last two weeks. I have learned so much. Learning your approach, your categories, and your breakdown will only take me to the next level as far as fine tuning our investments. I have already entered the one bar yearly fee into my 2025 spending plan for 2026.
11/26/2024
Jack K Verified Buyer
I am in the "green" thanks to you!
Hi Keith, I imagine your life is pretty hectic so I'll keep this short. First off, a HUGE thank you for what you do! I've been managing my own investments since graduating university and if I'm honest the results were pretty mediocre overall. I signed up as a subscriber in June. My life is pretty busy with my job, volunteer work and a young family, so I haven't even had time to watch all your materials yet. So, I listened to your logic, did my own due diligence and sold ALL my old investments (some at a loss) and regeared my portfolio along your zero-n methodology. In 6 months, I have recouped all the trading losses that I had accrued, recouped your fee, and as of today I am in the "green" thanks to your advice / mentorship! Three cheers for you and your team!
11/11/2024
C.V. Verified Buyer
I can sleep at night ...
I just wanted to send a quick note to 'thank you' for the OBA subscription service. I joined a couple of months ago. I had subscribed to a few other investment advisor services, but they all never felt quite right. After signing up during this past summer, I went right to work learning from masterclasses and adjusting my portfolio. I learned risk control and how to control how/when to purchase and when to sell. Your methods are simple and effective. The best endorsement of OBA is that I can sleep at night because I am buying the best companies! Once again, thank you so much! You made Investing fun again! And yes, profits are the currency of success.
10/31/2024
Bronson S.Verified Buyer
I've never experienced the success that I have this year!
Hey OBA Team, just want to thank you all for guidance. I joined the OBA family a few months back and have never experienced the success that I have this year. I'm not a perfect student, but I'm sure I will learn a lot from you! Looking forward to the new stuff on options. Keep up the great work!
10/30/2024
Tom D.Verified Buyer
You make it fun and profitable!
With your advice and approach I was reminded to zoom out and breathe and have patience oh and add to the position to average down my basis. Just wanted to say how much I have learned and how much I appreciate your service and commitment to educating investors! You make it fun and profitable!
09/5/2024
Dustin S. Verified Buyer
Your advice made our dreams possible
Following your advice allowed me to put my boy through college (no student loans and now employed), travel the country in an Airstream for 5 months per year, and move to Bar Harbor, Maine. I only had a military and government salary, but with your advice over the years, you made mine and my wife's dreams possible.
09/3/2024
Kathleen N. Verified Buyer
Knowledge is power
Just a short note: I have been with you for a little over a year. I am a former school teacher who has followed Suze Orman for decades. She introduced me to your work a while back. In the past year or so, I have completely revised my portfolio. I am extremely pleased with the results, but it's not just about money for me - I have knowledge and confidence. I did not panic and sell anything. I put that cash I held on the side and bought heavily in that big dip a few weeks ago - with confidence.
07/16/2024
Arlene A. Verified Buyer
Yours is by far the best!
Thanks for all you do! I've had many subscriptions in my decades in this industry and yours is by far the best. I appreciate your courage, candor & simplicity which comes from a place (yours) of wanting to genuinely help people. Love that!
07/11/2024
Jon H. Verified Buyer
I consider OBA the university that I never got to attend.
I just wanted to tell you that I consider OBA the university that I never got to attend. With you I'm completing the education that I missed. Thank you for all you do, and by the way....YOU are the only gearhead that I follow.
07/10/2024
Grace W. Verified Buyer
I wish I had done this much earlier in my life!
In a couple months I'll be having my one-year anniversary as an OBA subscriber. I can't tell you how thrilled I am with your service. $1k+ for the yearly subscription was a lot of money for me. I was really nervous about spending it but it has more than paid for itself multiple times over and I consider it one of the best investments I've ever made (and thank you to Suze Orman for recommending you on her podcast multiple times). I wish I had done something like this much earlier in my life but I'm glad I'm here now and it is making a huge difference in my retirement portfolio. There is no way I could possibly do all the research and analytics that you and your team do for us, and I am learning SO MUCH. I would gladly recommend an OBA subscription to anyone as it is money VERY well spent.
06/10/2024
Don Verified Buyer
My level of confidence and calm are greatly improved by your advice!
Every day I am reminded of how fortunate I was to sign up for your service. My level of confidence and calm, not to mention the growth of my portfolio, are greatly improved by your advice.
06/10/2024
Ed Verified Buyer
You are the real deal!
Keith, I wanted to thank you for all you do for so many. I've been investing for approximately 30 years and have found such joy in receiving your daily emails and of course all you give to us in being an OBA subscriber. You are the real deal, your professionalism, kindness and strong work ethic is amazing. I've been with Vanguard for years and to have found you was a blessing, I heard Susie Orman one night on her podcast give your name and read a few daily emails and subscribed. Told my son to subscribe and now we have conversations about the master classes and weekly material that comes to us. Love the guidance you give so freely with terminology that makes sense, when I push the key on the computer to buy stocks on the recommendation list my butterflies now fly information. Kudos to you. I'm really excited each morning in following my individual stocks, as you state it’s in the discipline and not treating the stock market as a horse race. In Gratitude, Ed
06/10/2024
Mark Verified Buyer
Agree 100% with his strategy
Keith is the only one who sells a service that I respect.
05/21/2024
Lynetta R. Verified Buyer
"life changer" for me!
You have been extremely helpful to me with my investments. I bought stock for the first time ever on January 3, 2024. I purchased Nvidia, Apple and Microsoft. I'm so glad I did! I would not have ever done anything like that without your encouragement. SUZE is the one that tipped me off to your 5 with Fitz. You both have been a "life changer" for me. Thank you so much!
03/13/2024
Jerry B. Verified Buyer
Fitz, you've found a friend for life.
I have been a Fitz's 5 member since last October. I have spent 35 years reading all the magazines, subscribed to newsletters and major financial newspapers. In this short period of time, I have made enough money to now pay for my recent purchase to be a member of the OBA family for the rest of my entire life-and my sons. You have found a friend for life. Keep on being Fitz.
02/25/2024
Phil B. Verified Buyer
No more taking flyers on internet tips
Twelve months ago I heard about you in a John Malden column. I subscribed to your free letter and was impressed with what you were saying, so I decided to spend the $$ for a year of your guidance. What did I get? An investment strategy and recommendations that made sense. Buy the best, ignore the rest. Peace of mind and satisfaction of following a seasoned professional. No more taking flyers on hot internet tips. A twelve month profit of $___ from an investment of $$, giving a ROI of __. I'd say that is pretty solid. Thanks for everything you and your team do.
02/06/2024
Justin D. Verified Buyer
It feels amazing to watch money grow and not to be emotional in either direction!
I felt the need to write and celebrate my journey with you as I have now been with the OBA family since November of 2021 and what an awesome learning curve it’s been. When I started I really didn’t know much and jumped in during a time that was pretty tough. Throughout those years I followed your words, advice, 5 with Fitz, the monthly OBA and in general trusted the process. I stayed diligent and consistent with DCA and kept my emotions in check, and made sure I was investing on a regular basis each month/or qtr. For a while I seemed to be fluctuating between losing and then breaking even and then ...suddenly (cue the drum roll)…the patience and diligence started to pay off. 2023 was an amazing year and as I encountered my first Free Trade and throughout 2024 have many more, my profits have been incredible and the process of re-investing and seeing the fruits of my labor are really exciting. I felt like I was winning the game against Wall Street! Now that the stock is even higher I am realizing that the diligence of stepping back and not getting greedy is so much less stressful and programmed to win. During this time period I see some similar ups and downs but because of my experience in the market over the last years and with OBA I am not worried or panicking…as a matter of fact I am taking advantage of some great sale prices with the best companies. I finally see the work paying off in only a few short years and I can only imagine the results in 10 years…it feels amazing to watch money grow and to not be emotional in either direction. Thank you for your continued guidance, wisdom and care as it really helps on a daily basis. Looking forward to this year!!!
01/24/2024
Kim B. Verified Buyer
It's the best $$ I've spent!
I've been following you and joined OBA in summer of 2023 after Suze Orman recommendation. I must say, it's the best $$ I've ever spent. Wish I knew about you and your wonderful work years ago, but certainly glad to be here now!