☕ Money or excuses – you can pick one

Good morning! 👋 

It’s Hayley here as Keith is 30,000 ft in the air at the moment, so while he’s somewhere above the clouds, we’ve taken the opportunity to kick everyone out of the office to do some Christmas shopping.  

For that reason, I’ll keep it super short, but this is a very important “Keithism” to internalise - one that will help you think more clearly, act more decisively, and dare I say it… be more profitable. 

Every investor wants better results.  

We all want higher returns, more confidence, more peace of mind.  

But the moment the market gets choppy or inconvenient, people fall back on the same familiar lines: “I’ll start next week”, “I didn’t have time”, “The market’s too messy right now.”  

Those aren’t reasons. They’re delays dressed up as logic, and the market doesn’t pay for delays. 

Real progress begins the moment you stop negotiating with your excuses.  

Consistent investors aren’t superhuman; they simply act even when conditions aren’t perfect.  

They put money to work on schedule. They follow the plan when the headlines scream otherwise.  

They understand that small, repeated decisions compound far more reliably than occasional heroic efforts.  

And that’s the real gap between wanting wealth and building it: action versus avoidance. Once you choose action, everything gets easier. 

If you want a small step you can take today, pick one thing you’ve been putting off - topping up a position, setting an automatic investment, reviewing your plan - and just do that one thing.  

Then add one tiny learning step: read a single paragraph from a company’s earnings report, skim one chart, or listen to one of Keith’s TV appearances.  

Talking of which, here’s his latest conversation with Scott “the Cow Guy”, where they dive into Bitcoin’s recent moves, the role of robotics and AI, expectations for a year-end rally, and what the markets could look like in 2026. (Watch) 

It doesn’t need to be big. Knowledge compounds just like capital, and it pays dividends long before the market does. 

Keith will be back shortly, but until then, remember: you don’t need perfect timing or perfect conditions. You just need fewer excuses and one good step forward.  

You got this – I promise! 💯 

As always, let’s MAKE it a great day. 

Hayley E 😀